Privacy Policy
Future Tech Payment Services Provider Limited Liability Company a payment servces provider, incorporated in UAE under number 1530639, having its registered address at building 14-11-137, ADEL MOHAMED ALI JASIM ALMARZOUQI, AI Goze First, Dubai, UAE («Future Tech», «we», «our», or «us») values your privacy and is committed to protecting your personal data.
This Privacy Policy explains how we collect, use, store, and disclose your personal information when you use our peer-to-peer card-based money transfer services through https://ftpayment.pro («Platform»). It is designed to meet our obligations under applicable data protection laws, including those related to anti-money laundering (AML) and counter-terrorist financing (CTF).
All defined terms used in this Privacy Policy (such as User, Services, Payment Instruction, Account, Sender, Recipient, etc.) have the same meanings as those provided in our Terms and Conditions, unless otherwise specified herein.
This Privacy Policy is intended for Users globally and applies in conjunction with local regulations. If required by law, regional policies may supplement this document.
1. What Personal Information Do We Collect?
We collect limited personal information that is essential to operate the Platform and provide the Services
securely. This includes:
1.1 User Contact and Access Details
- Email address (used for Payment updates and support communication)
1.2 Transaction and Payment Information
- Bank Card details (cardholder name, first 6 and last 4 digits, expiry date)
- Sender and Recipient Bank Card numbers (entered during Payment Instruction)
- Country of Sender and Recipient Bank Cards (selected by User)
- Payment amount and currency (Sender and Recipient sides)
- Unique transaction reference and status
- Funding method and transaction history
We do not store full card numbers or CVV codes. Sensitive card data is processed via PCI-DSS-compliant third-party payment processors.
1.3 Technical and Device Information
- IP address
- Browser type and version
- Device type and OS
- Access time and activity logs
1.4 Verification and Compliance Information
- Limited identity details as required by law (e.g., government-issued ID copy)
- Verification status from regulated KYC providers
- Communication with our support team (e.g., documents, screenshots)
2. How Do We Collect Your Information?
We collect personal information through:
- Direct input from you on the Platform (e.g., email, Bank Card details during Payment Instruction)
- Automated tools (e.g., cookies, IP address logging)
- External service providers for identity verification and Bank Card’s processing.
| Purpose | Dated Colled | Legal Basis |
| To provide and operate the Services (e.g., send a Payment) | Bank Card details, email, country selection, amounts | Contractual necessity |
| To deliver Payment confirmations and status updates | Email, transaction data | Contractual necessity |
| To detect and prevent fraud or unauthorized activity | IP address, card patterns, device info | Legitimate interest, legal obligation |
| comply with legal obligations (e.g., AML, CTF, sanctions checks) | KYC data (if required), cardholder name, transaction history | Legal obligation |
| To provide support or resolve disputes | Email, transaction history, submitted documents | Legitimate interest |
| To improve user experience and security | Usage logs, cookies | Consent, legitimate interest |
4. How We Process Bank Card Information
Your full Bank Card details are not stored by Future Tech. Instead:
- We collect only the first 6 and last 4 digits, expiry date, and cardholder name as permitted
- Card details are transmitted securely to our PCI-DSS-certified third-party payment processor
- All Payments are completed on encrypted, secure payment pages
- CVV codes are never stored or retained
5. How Long We Retain Your Data
We retain personal information only as long as necessary to:
-Deliver the Services
-Comply with legal and financial regulations (e.g., minimum 5 years under AML laws)
— Resolve disputes and enforce our Terms and Conditions
6. Who We Share Your Information With
Your data may be shared with the following categories of third parties:
- Payment processors (for secure Bank Card processing)
- KYC verification providers (for compliance, when required)
- Regulatory authorities (as required by law or court order)
- Technology vendors (e.g., hosting and infrastructure providers)
- Fraud prevention partners (for real-time transaction risk assessment)
To the possible extent, all partners are contractually bound to protect your data and use it only for the purposes outlined above.
7. International Transfers
Your data may be processed or stored outside your country of residence. We ensure that any cross-border transfers meet the standards of applicable privacy regulations, including:
- Using trusted vendors with data protection safeguards
- Ensuring encrypted communications and secure access controls
8. Your Rights
As a User, you may have the right to:
- Access the personal information we hold about you
- Correct inaccurate or outdated data
- Request deletion of your information (where permissible)
- Object to certain types of processing (e.g., direct marketing)
- Withdraw consent, where consent is the basis of processing
- File a complaint with a data protection authority
To exercise your rights, contact us at [email protected].
10. Children’s Data
We do not knowingly collect personal information from individuals under 18 years of age. If such data is submitted unintentionally, we will delete it promptly upon discovery.
11. Contact Details of the Data Controller
Future Tech Payment Services Provider LLC
Company No. 1530639
building 14-11-137, ADEL MOHAMED ALI JASIM ALMARZOUQI
Al Goze First, Dubai, UAE
Email: [email protected]
12. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our Services or legal requirements. Updates will be posted on the Platform, and continued use constitutes acceptance of the revised version.